September 24, 2025 | Chandigarh — In a landmark healthcare move, the Punjab government has launched the registration drive for its new Health Card Scheme, which offers completely free, cashless medical treatment up to ₹10 lakh per family every year. The rollout began today in Tarn Taran and Barnala districts, with plans to expand the initiative to the rest of the state in the coming days.
Over 128 registration camps have been established across the two districts to facilitate smooth and quick enrolment. Residents can register at these camps by simply providing their Aadhaar card or voter ID, along with a passport-size photo. According to Chief Minister Bhagwant Mann, the registration process will be completed within two weeks, after which the scheme will be fully implemented across Punjab.
Unlike previous health benefit programs that were limited to certain categories — such as BPL or ration card holders — this scheme is designed to be universal, ensuring that every resident of Punjab is covered, regardless of their income status or social background.
The health card will grant beneficiaries access to both government and private hospitals for a wide range of treatments, including surgeries, hospital stays, emergency care, and critical illness management. The government is currently finalizing the list of private healthcare providers that will be included in the scheme, with details expected to be released soon.
One of the most significant features of the initiative is its cashless delivery model. Patients will not be required to pay upfront at hospitals — all costs will be settled directly between the government and the healthcare providers. This means families can avail themselves of medical services without the stress of immediate financial burden or complicated reimbursement processes.
The scheme also doubles the treatment coverage available under central government programs like Ayushman Bharat, which typically offers up to ₹5 lakh per family. By raising the cap to ₹10 lakh, the Punjab government aims to provide a stronger safety net, especially for those facing serious or prolonged illnesses.
While an official list of covered medical conditions is still awaited, Chief Minister Mann has indicated that the scheme will include treatment for almost all health issues, ensuring no one is left behind due to high medical costs.
Health department officials have confirmed that after the successful completion of the pilot phase in Tarn Taran and Barnala, similar registration camps will be organized in every district to ensure maximum public participation and awareness.
The Health Card Scheme marks a major step in Punjab’s vision of accessible, equitable, and affordable healthcare for all, and is expected to reduce the financial strain on thousands of families who often postpone or avoid treatment due to high costs.
Residents are encouraged to visit the nearest camp in their district as soon as registrations open and take advantage of this scheme that promises to reshape the public health landscape of the state.